CMSL Advisory Services
PRACTICE AREAS
CMSL Advisory Services brings you specialized advisory and consultancy services in the Credit Market space. CMSL is an independent service provider that advises clients in an objective and impartial manner.

CMSL team has impeccable credentials with diverse experience drawn from Banking, Credit Rating, Risk Management and Capital Markets. The advisory services offered by CMSL come to you with the combination of experience and knowledge in the form of an expert understanding of Credit / Credit Risk Management, Banking and Credit Rating.

Working in partnership, CMSL provides you with a cost-effective solution in establishing sound management practices within your organization. CMSL believes in a collaborative, enquiring, and insightful approach in handling all the assignments. Our knowledge though broad, the solutions offered are focused on specific needs of the clients. CMSL approaches all assignments by first talking to the clients, getting to know their aims and aspirations, their strengths and capabilities and then analyse critically the gaps. Thereafter, through sharing of our knowledge and harnessing our hindsight, CMSL enables the clients to understand the risk-reward dynamics of their businesses better so as to take the first step towards improving their performance.

CMSL Advisory Services suite of offerings
 
CMSL SOURCE   CMSL SHARP
Sourcing of Risk Management Capabilities for Excellence

CMSL brings the concept of outsourced risk management solutions called SOURCE. It is a repository of customized services bringing the International Best Practices and deployable skills that are directed towards providing outsourced services in two specific areas i.e. Buy Side Risk Management and Credit Appraisal.
  A Strategic and Holistic Advisory for Ratings Enhancement Process

CMSL’s advisory service offerings under ‘CMSL SHARP’ are aimed at enabling clients achieve the optimum rating possible while being rated by external credit rating agencies (such as CRISIL, ICRA, CARE, FITCH and BRICKWORKS), by outlining a strategy for overcoming those deficiencies that would curtail the rating at a lower level.
CMSL SCORE   CMSL SCALE
System for Comprehensive Organisational Risk Management Excellence

Enterprise-wide risk management (EWRM) enables the organisation and more particularly the management to effectively deal with uncertainty and associated risks and opportunities. CMSL firmly believes that managing various risks across the organisation is the key to sustainability and growth for any business enterprise.
  A System for Credit Assessment and Loss Estimation

CMSL’s credit rating framework offerings enable lenders such as banks and NBFCs to internally assess their clients on the basis of their repayment capability. CMSL has developed specialised rating frameworks suited for specific borrower types including corporates, SMEs, service companies and infrastructure project SPVs.